Darkhourse,
I think I need to go with what Alex says, that there is something amiss within your structure application. I'm afraid that's the best I can do, because I otherwise can't follow your explanations very well at all. You say "I'm not importing XML" then you say "Import XML files to FM files" then you say "So I needed neither XML or Trados". These statements are difficult to reconcile. If you do not have experience with structure applications, you may need to do some studying or hire someone with expertise. It does seem that the problem is too complex to answer completely over this forum.
Russ